PayBright is Canada’s leading payment installment provider. When you use PayBright to pay for a purchase at checkout, you can split your purchase into easy, automatic monthly payments.
To use PayBright as your preferred payment choice at checkout:
Add items to your shopping cart as usual, and select PayBright as your payment method at checkout. Then, complete PayBright's easy online application and get an instant approval decision.
You'll confirm your payment plan with PayBright and return to our checkout page to complete your order. We will process and ship your order as usual. Make 3, 6, or 12 monthly payments to PayBright while you enjoy your purchase(s) that range from $300 to $15,000.
PayBright will help you set up convenient, pre-authorized payments via your bank account or your Visa or Mastercard credit or debit card.
PayBright payment plans are only available for orders between $300 and $15,000.
Anyone who is 18+ years old with a Canadian Visa/Mastercard credit card, debit card, or bank account. Your debit card must have the Visa or Mastercard logo, and you must have an SMS-capable Canadian phone number.
PayBright payment plans are applied to your entire order. To use PayBright for only part of your purchase, please complete two separate transactions with different payment methods.
Yes! All PayBright payment plans can be prepaid at any time, without penalty.
Unfortunately, PayBright is not able to provide payment plans to every applicant. This could be due to the information on your credit file, or because PayBright was not able to verify your identity or your payment method.
Purchases made using PayBright payment plans are subject to our standard return policy. Any returns will be processed by us, and your PayBright loan balance will be reduced or cancelled accordingly. If you have already made monthly payments, those will be refunded to you by PayBright. For information on returns, review our return policy here.
If you are not approved for 0% interest, you may be offered a payment plan with an interest rate greater than 0% or approval may be declined.